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“ 6 Months No Mortgage” Giveaway


1. How to Enter

All homes that are purchased between 04/01/2008 and 11/30/2008 will qualify for this program.

Program Sponsor:

GDM Investment Group, Corp.– Corporate Office
2942 N 24th Street - Suite 201
Phoenix, AZ 85016

2. Eligibility.
To be eligible to enter you must be a resident of Arizona at the time of entry and at least 18 years old. GDM must have a valid residence address for you on file the date of the drawing. If you change your residence address after you enter, send your new address in writing to GDM Investment Group, Corp.– Corporate Office, 2942 N 24th Street – Suite 201, Phoenix, AZ 85016. Failure to submit a change of address may cause you to become ineligible. Only one entry per household. Entries made by any method other than those described herein are prohibited. All entries become the property of GDM. Employees of GDM, its subsidiaries, agents, affiliates, advertising agency and members of the immediate families of GDM, its subsidiaries and affiliates are not eligible.

3. Giveaway Period.

The giveaway period will commence April 1, 2008, and run continuously until November 30, 2008. The Winner will be determined by a random drawing on or about 14 days after November 30, 2008, from all eligible entries. The odds of winning the Giveaway will depend on the number of eligible entries. GDM reserves the right to shorten or extend the giveaway period or commence a subsequent Giveaway at any time without prior notice. Entries must be received by 5:00 pm November 30, 2008 and entries are effective on the date and time they are received during the Giveaway period.

4. Prize.
One prize will be awarded. The winner must be an owner-occupant of a home purchased through GDM Investment Group, Corp. The prize is 6 of the buyers mortgage payment , up to $7,800. If the outstanding balance of the winner's mortgage on the date of the drawing is less than or equal to $7,800. the maximum pay-off is the outstanding balance of the mortgage on the date of the drawing. If the outstanding balance of the winner's mortgage on the date of the drawing is greater than $7,800. the maximum pay-off is $7,800.

5. Notification and Payment.
The winner will be notified in writing at his or her residence on record with GDM, by U.S. mail or courier service within one week after the drawing. All decisions are final and binding. If, after three (3) attempts, the notification cannot be delivered to winner, the winner will be disqualified and a new winner selected. Winner must contact GDM in accordance with the instructions on the notice and execute an Affidavit of Eligibility and Liability Release within ten (10) days after notification in order to claim the prize. Failure to complete these steps within that period will result in disqualification of the selected winner and a new winner will be selected from remaining eligible entries. The winner will be paid through a “joint check” process wherein GDM will make a check payable to the winner and the Mortgagor for the balance of the winner’s mortgage up to the limits described herein. Payment will be made within fourteen (14) days from the date the winner was announced in the amount established by the Mortgagor.

6. Publicity Release.
The Winner's acceptance of the Prize constitutes permission for GDM, its subsidiaries, affiliates or advertising agency to use Winner's name, photograph, likeness, statements, biographical information, voice, and address (city and state) worldwide and in all forms of media, in perpetuity, without further notice or compensation.

7. Taxes, Fees, Premiums & Penalties.
The winner is responsible for all taxes, fees & penalties associated with the prize and the condominium, including but not limited to property taxes, capital taxes, gift taxes, income taxes, homeowner’s insurance premium, private mortgage insurance payments, home owner’s association payments, additional mortgage payments incurred after the original close of escrow, mortgage pre-payment penalties, any liens, judgments, assessments or other encumbrances filed on the property and such taxes and fees shall not be included in the prize.

8. GDM maintains the right to disqualify or deny any and all entries who in GDM’s sole opinion is suspected of attempting to disrupt or defraud the Giveaway in any way. GDM has the right and will seek to the fullest extent of the law, legal redress against anyone suspected of engaging in these acts.

9. Indemnity.

To the fullest extent permitted by law, the winner shall indemnify, defend and hold harmless GDM, its subsidiaries, affiliates, agents, employees, officers and directors of the all of the foregoing, against any and all liability and claims of whatever kind of nature, including attorney fees, arising or alleged to arise out of or in any way related to or connected to the Giveaway.

10. Choice of Laws.

The Giveaway is void where prohibited.

All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of you and Sponsor in connection with the Giveaway, will be governed by and construed in accordance with the substantive laws of the State of Arizona without regard to Arizona choice of law rules. Sponsor reserves the right, without prior notice and at any time, to terminate the Giveaway, in whole or in part, or modify Giveaway in any way, should any factor interfere with its proper conduct as contemplated by these Official Rules.


* To find out the winner, send a request in writing after December 8, 2008 to:
GDM Investment Group, Corp.– Corporate Office
2942 N 24th Street - Suite 201
Phoenix, AZ 85016


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