Are You Secretly Sacrificing Your Income?
Millions of ordinary Americans are paying more, or worse, being
denied for a loan, credit, insurance, rent or utilities because
of the growing use of the consumer “Credit Score”. In
virtually every household budget a Secret Sacrifice is being made
by consumers as creditors use the credit score to justify increased
fees on the highest level of consumer debt in history.
| Here's How The Secret
Sacrifice Costs You Every Month: |
| Monthly Bills |
Lori
with Credit Score: 502 |
Tim
with Credit Score: 698 |
Credit Card 1
w/$3,500 balance
|
$340.86
(29.8% APR)
$39 Late Fee
|
$312.59
(12.99% APR) |
Credit Card 2
w/$3,000 balance
|
$289.52
(28% APR) |
$266.55
(12% APR) |
Credit Card3
w/$1,500 balance
|
$141.84
(24% APR)
$29 Late Fee
|
$131.87
(10% APR) |
| Auto Loan $25,000 |
$581.71
(14% APR) |
$486.23
(6.25% APR) |
| Auto Insurance |
$143.17 |
$98.32 |
Utilities
Electric, Phone & Cable
|
$224.97 |
$196.17 |
| Totals |
$1,790.07 |
$1,491.73 |
| Lori
is paying $298.34 (20%) more per month than Tim for the same
items!
Lori is sacrificing $3,580.08 of her annual income due to
her low credit score.
|
*Chart
is for illustration purposes only. |
But That's Not All.
Your Low Score Is Hurting You In Other Ways:
 Denied
Credit. Having a low score often means you won't get that
credit card you want. Ready for a new car? How about a new home?
It's not going to happen with a low score. Don't put your dreams
on hold, you need a proven plan to achieve your dreams!
Higher
Insurance Rates - Or Worse, Denial Of Insurance. That's
right. It might not seem fair, but the price you pay for insurance
is often based on your credit score. With a lower score, your insurance
company will expect you to be a higher risk. Don't expect your insurance
agent to tell you about this dirty little secret. The good news
is you don't have to be a victim.
Higher
Utility Rates. The Secret Sacrifice has worked so well
to increase profits for your lenders and insurance agents that now
utility companies are jumping into the game. That's right! More
and more electric and telephone utilities have switched to risk-based
pricing - which is just a fancy way of saying they are going to
charge you higher prices if you have a lower score. You need a
strategy to beat there game!
Apartment:
Denied. Employment: Denied. Did you know that when you
fill-out an application to rent an apartment -- or even an employment
application -- you are often giving permission to use your credit
as a factor in the decision? Your landlord wants to know if you
are at risk of defaulting on your payments. And your employer considers
your credit management habits as an indicator about your reliability
and trustworthiness. Sure it may not seem fair, but that's the way
it is. You can't afford to lose this game. Take control
of your credit today!
Stop Making The Secret Sacrifice!
Raising your credit score is the key to avoiding the Secret Sacrifice.
Unfortunately, the credit scoring method is a well guarded secret.
Not even the company that denies you credit can tell you exactly
why you have been given your particular score. But when you enroll
in the ScoreManager Program, you not only learn
what your score is -- you'll see the factors that created your score
AND how to improve it to avoid the Secret Sacrifice.
Ready to get started? Click Here
To Apply!
|
